Wealth & Asset Management · Fiduciary Accountability · FCA Scrutiny
Fiduciary decisions,
independently reconstructable.
Under FCA review or client complaint, the decisive question is rarely intent. It is whether the exact decision-state can be reproduced without relying on retrospective narrative.
Veriscopic reconstructs suitability and investment decisions — preserving mandate constraints, portfolio context, policy versions, authority delegation, and system behaviour in a time-fixed, integrity-bound evidentiary format.
Independent evidentiary reconstruction. No compliance certification. No retrospective explanation engineering.
Where fiduciary exposure typically breaks down
- Suitability rationale dependent on adviser recollection
- Policy updates not anchored to execution moment
- Mandate constraint interpretation inconsistencies
- Model-assisted recommendations without reproducible context
- Consumer Duty evidence fragmented across systems
- Version history gaps across portfolio decisions
Under scrutiny, firms are asked: “What exactly was relied upon at the time?”
Structural evidence determines defensibility.
Engagement Levels
LEVEL 1
Suitability Reconstruction Diagnostic
£15,000
Interview-led simulation of one historic suitability decision under FCA or complaint scrutiny.
LEVEL 2
Structural Fiduciary Assessment
£50,000 – £75,000
Multi-decision reconstruction testing with structural defensibility rating.
LEVEL 3
Fiduciary Defensibility Programme
£85,000 – £120,000
Systemic reconstruction, anchored artefact generation, executive session, and regulator-ready defensibility memorandum.
FORENSIC SIMULATION BRIEFING
Review a reconstructed suitability decision under scrutiny conditions
Institutional-style example demonstrating where fiduciary evidentiary durability typically breaks down 12–18 months after execution.
Simulated example for structural illustration. No live organisational data included.